2024 Roth Ira Income Limits Married Jointly. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced contribution. In 2024, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000.

 — the ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.  — the roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.